| After many months of research and tearing apart the nuances of all the programs on the market, we came to the conclusion that if we were going to offer a program to our clients, it had to be the BEST MORTGAGE ACCELERATOR on the market, or we wouldn't offer anything at all. Every system we looked at had some good points and some downfalls. It would have been very easy to select the one that looked like the best and use it like everyone else. However, we knew that if we did what everyone else was doing we would not be able to get the maximum benefits for our clients, and we would be exposing them to the downfalls that are built into the different programs such as; high priced useless software, untrained people giving out financial advice that could be harmful, using a one- size-fits-all system, not having a number of options to choose from, not being able to help clients who didn't fit a preset mold, paying a ridiculous price, programs that underachieve, or not offering personalized service and advice. This simply was not acceptable. It became apparent to us that if we were going to provide such a powerful financial tool to our clients, that the only thing we could do was to design our own program that would outperform the results and avoid the downfalls of any other mortgage acceleration program available. And the results were everything we had hoped for and more!!! Introducing the SMARTFLEX 10, the mortgage acceleration system that custom fits your personal financial situation, your needs and dreams into a program that provides you with a number of options that will allow you to live the fulfilling life you and your family deserve. When you see the choices you have to pick from, you will be able to see your future starting to come to reality before your very eyes. You will be able to plan your financial future using an almost unlimited number of variables such as:
While still providing our clients with:
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| Welcome to BestMortgageAccelerator.net |
| Warning!! BEFORE YOU EVEN CONSIDER MAKING CHANGES TO YOUR MORTGAGE READ THIS |
| Even though mortgage acceleration has been claimed to be "THE SINGLE MOST SIGNIFICANT CHANGE TO THE MORTGAGE INDUSTRY SINCE THE ADJUSTABLE RATE MORTGAGE" there are some questions you need to ask before you start making any changes. |
| With financially sound answers and the comfort of knowing that your situation has been professionally looked at under a microscope, from every which angle, with every available option, and having had made a decision based on a number of options that were tailored to meet your specific goals, will you be able to truly rest knowing that you have provided your family with the kind of lifestyle you always dreamed about. Without the crystal clear answers to these and a few other important questions you could find yourself awake at night worrying about your family's financial future. |
| Mortgage acceleration programs have been around for quite a while with the bi-weekly payment method being the most well known. All of these plans will reduce the amount of money you will pay in interest to some degree but their impact is minimal. The one constant objective all these plans have is to reduce the huge amount of interest you will be paying over the lifetime of a home mortgage. About twenty years ago in Australia (rumor has it) someone came up with a method of combining the functions of a checking account with a home equity loan (HELOC) that allows a homeowner the ability to pay off all of their existing debt and their home mortgage in 1/3 to ½ the normal time using the same income and expenses they are using right now. Right about now you are probably asking yourself, “so why haven’t I heard of this before, this sounds too good to be true” and you have every right to be skeptical. The answers are quite simple; first, banks make a LOT OF MONEY on home loans. Think about this for a minute. If someone takes out a mortgage for $300,000 and has a monthly payment of $2,000 per month, after five years they have paid in $120,000 and have barely dented the principle. Since the average life span of a home mortgage is 5-7 years, this is when most people move or refinance and start over on a new loan again with minimal principle contributions. It is no wonder only 4% of homes ever get paid off. The next reason is that there are only a few banks that offer this type of loan and the average mortgage broker has never had a reason to offer them or find out how they work. Another major reason is that twenty years ago interest rates were at astronomically high levels and have been in a steady decline to record low levels so everyone who took out a mortgage was getting a better rate than the person who took one out the year before, so they were happy. Imagine being the person in the example above for a moment. You go to the bank because you have found the home that is just right for you and your family and the mortgage broker tells you have two options; you can pay $2,000 a month for 30 years (similar results or 15 year mortgages) and pay back a total of $720,000 or you can choose to pay the same $2,000 a month for 15 years (or less, the average is about 12 years) and pay back a total of $360,000. Which option would you pick? Would having that extra $360,000 to use for things like, the kid’s college educations, retirement or an income property change your financial future? Maybe this is why almost 40% of Australian and New Zealand and 25% of UK and Canadian homeowners are benefiting from this type of program. |
| This is a question only you can answer, after you have; reviewed the presentation, had all your questions answered, feel comfortable working with us and with the option you have selected. When you get to this point, if you are like most of our other client, when the power of system really "clicks", you will start to get this smile slowly growing on your face as the answers to many of your most troubling thoughts start to appear. How you will be able to retire at 60 and travel like I always wanted/ put your kids through college/ start a business/ afford a vacation home for the family,are a few of the reactions we get. When you "get it", you will know it's right for you. Can anyone get the program? No. There are two requirements to qualify for this program; #1- you must have a positive cash flow at the end of the month and #2- you must be able to qualify for the HELOC account. And you can rest assured that when it comes to setting up your HELOC account, you could not be in better hands. Since no two people are the same, each plan is designed around your particular circumstances and needs, to deliver optimal results. For those of you who for some reason don't qualify at this time for the mortgage acceleration system, I have some GREAT NEWS. One of our clients, I'll call her Nancy, came to us and was interested in the mortgage acceleration program. After gathering the information we needed to analyze her options, it became very clear that Nancy would not meet the requirements to qualify for the program because of the recent drop in property values. Instead of just telling her "NO, you don't qualify", we were able to determine that she did meet the qualifications for a FHA loan that would get her out of the terrible loan she had at the time that most likely, would have caused her to lose her home, at a fixed rate that was 2% lower than her current loan, and increased her monthly cash flow by about $400.00 per month. Along with the new loan, we provided financial counselling that has her back on her feet and feeling free from the monthly cash flow pressures and the knowledge that her financial future is secure and getting better than she expected. |
| .... and taking the next step is easy! |